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Savings goal calculator

How long it takes to reach a target with monthly saving and a return rate.

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For reference only

Results use standard formulas and published rates. Actual figures may differ due to personal deductions, institution rules and rounding. Do not rely on this alone for legal or financial decisions.

When to use this

Answer 'when will I have $50,000?'. Enter what you have, what you save each month and an expected return, and get the number of months and the estimated date.

How to use it

  1. Enter target and current amounts.
  2. Enter monthly saving and annual return.
  3. Read the time to goal and the estimated date.

Frequently asked questions

What return should I assume?
Savings accounts 3–5%, diversified long-term investing 6–8% is a common conservative range.

When people use this

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